Extra charge of 1 Euro after purchase when paying with PayPal on 21/11/2022

Summary: The discussion is about an extra charge of 1 euro after a purchase paid with PayPal on 21/11/2022. The participants are looking for explanations and solutions for this discrepancy in the amount charged.

Good morning

I bought a phone case shipped from Italy (no foreign currency conversion) and paid for it with PayPal like I’ve done many times.

I was charged on my credit card the €5.99 for the case and then also €1, and when I check my PayPal history I only find the €5.99 for the case, but there’s no trace of the €1 transaction.

I wasn’t able to find any indication in eBay.

Has this happened to any of you? Does anyone know anything?

Thanks a lot for the help, which could also be useful to many other people.

alteralex

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Posted 3 years ago·Last reply 10 months ago

8 comments

alphville

·10 months ago

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Same thing for me!

orazifazzi

·10 months ago

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This is already the second time it’s happened to me and I can’t figure out what the 1 euro is for

mollyresendez

·3 years ago

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The same thing just happened to me too. Other times I was charged 0 and then the item disappeared... I imagine it'll be the same here too.. in a few days I'm sure they'll remove it automatically

alteralex

OP3 years ago

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I wrote to the bank today and I'm waiting for a response . In the transaction details there was nothing other than Ebay paypal and the date without the time.

Thanks a lot

sika700

·3 years ago

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You need to check your card statement... not the transaction on ebay or Paypal...

Kind regards.

alteralex

OP3 years ago

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Checked in the Ebay statement and Paypal history it is not present; in the credit card transactions the transaction description is identical to that of an Ebay purchase paid with Paypal.

This was the bank's response:

"we inform you that usually for online payments a transaction of 0 or 1 euro is

previously carried out, in order

to verify the status of the card itself, the transaction is not

then recorded".

I will wait until next December 10 to see if they remove the euro.

Thank you very much

Dovro

sempresiamore

·2 years ago

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My BVR bank takes 1.50 euros for every transaction made with PayPal, regardless of the amount spent.

I checked the transactions from the last few years and noticed that it did this even with purchases of a little over one euro. Cloud plans and so on I was paying 150% more for too (2.50 euros instead of 1). I use PayPal for practically all my purchases and to get around the problem I have to use a prepaid card.

heavenwelkin

·2 years ago

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@sempresiamore wrote:
My BVR bank takes 1.50 euros for every transaction made with PayPal, regardless of the amount of the purchase.
I checked the transactions from the past few years and I realized that it also did it with purchases of one euro and a bit more. Cloud plans and the like I was paying up to 150% more too (2.50 euros instead of 1). I use PayPal for pretty much all my purchases and to get around the problem I have to use a prepaid card.

Good morning sempresiamore

That said, credit/debit card payments are never free but are charged to the person receiving the money (see PayPal, which charges 0.35 euros per transaction plus 3.5% in fees, which also covers the costs of credit/debit cards.

So your bank could easily offer you the transaction FREE because it is already paid for/covered by the person receiving the money.

If your bank charges you 1.50 euros for every transaction, in my opinion it would be better to change banks because in most banks this service is FREE.

Kind regards.