Payment authorization request not received

Question

Hello. I just bought an item, and when it was time to pay I entered my Mastercard details and the payment went through immediately, without receiving any payment authorization request in my bank app. How is that possible? I don’t think it’s very safe. On other shopping sites I have no problems at all, only on eBay. And it’s not the first time. My card is enabled for 3D, as required since 2021.

marioelegio · Accepted Answer

It depends on the card issuer and the value of the transaction. Normally the same thing happens at POS terminals too, where no signature is requested below a certain amount.On Nexi’s website it says: In some cases, Nexi or the merchant (read ebay) may apply exemptions to Strong Customer Authentication for specific types of low-risk payment transactions, where provided for by the regulations governing payment services (Second Payment Services Directive, PSD2): in these cases, to confirm the...